Your debt records,finally clear.

Know who owes you, what you owe, and what needs attention—without turning your records into a banking dashboard.

Get the appSee how it works

Records stay available on your device.

01ReviewKnow what needs attention
02RecordWrite it down while it is clear
03Follow upKeep the next step with the debt
01
ReviewKnow what needs attention
BalanceBook home showing latest debt records and items needing attention
02
RecordWrite it down while it is clear
BalanceBook form for writing a debt record
03
Follow upKeep the next step with the debt
Privacy-safe BalanceBook debt detail showing next step, note and history

Keep each debt in its proper direction.

BalanceBook never hides a relationship inside one impressive-looking number.

Who owes you

PersonCurrencyYou are owed
Amina TradersNGN₦9,500.00
Sarah, UKGBP£120.00
Daniel, USAUSD$85.00

What you owe

PersonCurrencyYou owe
Le MusaNGN₦4,500.00
Dune StudioZARR320.00
Farah TradingEUR€60.00

Debt records across currencies.

BalanceBook is not only for Nigerians. Choose the currency and number format that belongs to the record in front of you.

  • USD
  • EUR
  • GBP
  • NGN
  • KES
  • GHS
  • ZAR
  • INR

A period or comma can group thousands. Decimal places can be 0, 1 or 2. The record stays readable in the format you know.

BalanceBook currency and number format settings

Keep recording, even offline.

Write a debt or calculate an amount when the connection is gone. Your device copy remains available, then cloud backup resumes when you reconnect.

Available now
Calculator · Write a record
Paused offline
Cloud backup · Server refresh
BalanceBook offline status screen

Calculate it. Record it.

Work out an amount, confirm it, and carry the same exact value into the debt record.

BalanceBook calculator with write this record action

Put every debt back in its place.

Download BalanceBook on Android today. The iPhone version is coming soon.

Get it onGoogle Play